Understanding General Insurance
General Insurance is a vital financial safeguard that protects individuals, families, and businesses from unforeseen losses and risks other than those covered by life insurance. Unlike life insurance, which provides coverage against the risk of death, general insurance offers protection against a wide range of non-life risks, including damage to property, health emergencies, accidents, and liabilities. By transferring the financial burden of unexpected events to the insurer, general insurance ensures peace of mind and financial stability.
Categories of General Insurance Products
Here’s a quick look at our main insurance products.
Health Insurance
Covers medical expenses arising from illnesses, accidents, or surgeries. Health insurance policies may include individual plans, family floaters, critical illness covers, and top-up plans.
Motor Insurance
Protects vehicles—cars, bikes, and commercial vehicles—against damages due to accidents, theft, fire, or natural calamities. It also covers third-party liabilities as mandated by law.
Property Insurance
Safeguards homes, offices, factories, and other properties against risks such as fire, burglary, natural disasters, and other unforeseen events. Home insurance and fire insurance are common subtypes.
Travel Insurance
Provides coverage for risks encountered during domestic or international travel, including medical emergencies, trip cancellations, loss of baggage, and passport loss.
Personal Accident Insurance
Offers financial compensation in case of accidental injuries, disabilities, or death, ensuring support for the insured and their family during difficult times.
Liability Insurance
Protects individuals and businesses from legal liabilities arising from third-party claims due to bodily injury, property damage, or professional errors. Examples include public liability and professional indemnity insurance.
Marine Insurance
protects goods, vessels, and liabilities in transit (sea, air, land) against damage, loss, and legal claims. It's vital for trade, mitigating financial risks from shipping perils.
Cyber Insurance
Cyber Insurance protects against financial losses from cyberattacks, data breaches, and related legal liabilities for businesses and individuals.
To get your asset insured
Just send us your information, and our team will be happy to contact you